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October 2024 Archive for MoneyDig

By: AgFed Credit Union

Welcome to AgFed Credit Union's MoneyDig blog! 

Get confident about your personal finances with a number of articles, tips, advice and more.

P2P-Scams

The Rise of Peer-to-Peer Payment Scams

 Oct 24, 2024
With the advent of payment apps like CashApp, Venmo, and Zelle, sending and receiving money is now quicker and easier than ever. However, with convenience sometimes comes risk. A new scam is making the rounds that involves sending “accidental” payments to unsuspecting users.
Spaving

Spaving: A Fine Line Between Savings & Overspending

 Oct 21, 2024
Businesses regularly rely on marketing tactics to increase revenues and pad their bottom lines. While these offers might be enticing to consumers, many of these “deals” are just psychological tricks designed to get you to spend more. “Spaving” is a relatively new term coined to describe “buy more, save more” sales tactics.
Estate-Planning

Estate Planning Dos & Don'ts

 Oct 16, 2024
One of the greatest misconceptions about estate planning is that only the wealthy need them. Everyone should have an estate plan, especially parents with young children. The process involves more than just distributing your wealth – it’s also about protecting your assets, loved ones, and legacy.
Halloween-Hacks

8 Super Scary Halloween Hacks to Save You Money

 Oct 14, 2024
Sure, we all love Halloween, but you might not be loving how much it can cost! We’ve got tips and hacks to let you pull off your Halloween decor on the cheap.
Court-Scams

Case Closed: Protecting Yourself from Court Scams

 Oct 10, 2024
Fraudsters are impersonating the courts, and their messages are very convincing. On top of that, it’s your curiosity and fear that drives you to follow their instructions. The best way to beat scammers and avoid their games is to understand how their schemes operate.
Key-Mortgage-Terms

Understanding Key Mortgage Terms

 Oct 08, 2024
When you’re getting a mortgage, you’re going to come across a lot of unfamiliar terms, and a lot of alphabet soup like FHA, DTI, PMI and LTV. Fortunately, we’ve got it all spelled out!
Best-Times-to-Buy-Cars

Best Times to Buy - Cars

 Oct 02, 2024
Finding the right time to purchase your new car can save you big money, and we’ve got the lowdown on all the best times to get yourself a snazzy new set of wheels!