Find a Location

December 2024 Archive for MoneyDig

By: AgFed Credit Union

Welcome to AgFed Credit Union's MoneyDig blog! 

Get confident about your personal finances with a number of articles, tips, advice and more.

Debt-Relief-Scams

Beware of Debt Relief Scams

 Dec 19, 2024
Is your inbox crammed with offers for debt relief, sometimes almost overnight? Delete them all! Instant or quick-fix credit repair isn’t possible, and anyone offering that is scamming you.
insurance-rate

Factors That Drive Your Car Insurance Rate

 Dec 18, 2024
Car insurance often feels like a love-hate relationship. While you love that you, your family, and your vehicle are protected, no one enjoys paying costly insurance premiums. If your goal is to lower your policy price, it helps to understand how insurance companies determine your rate.
employment-scams

Employment Scams: How to Identify Them & Stay Safe

 Dec 16, 2024
As technology continues to grow and evolve, more of our lives move online. This trend also extends to our jobs, especially when it comes to searching for and applying for work. Unfortunately, this shift can lead to eager employment seekers becoming unknowingly targets by scams.
credit-freeze

All You Need to Know About Credit Freezes

 Dec 12, 2024
Does it sometimes feel like there’s a school of sharks after your credit? Now you can keep those threats away with a credit freeze! Find out what it does and how to get it!
winterize-your-home

How to Winterize Your Home

 Dec 10, 2024
As fall begins to fade and winter weather starts to show signs, it’s essential to start preparing your home for the colder months ahead. Winterizing your home can help prevent damage to your property and avoid hefty utility bills – keeping both your home and budget warm and cozy.
Last-minutes-expenses

How to Save on Last Minute Holiday Expenses

 Dec 04, 2024
The holiday season is great, except for the part where the bills start to mount up and the credit cards start to come out. Manage your holiday expenses with our handy guide!
year-end-money-moves

5 Year-End Money Moves to Maximize Benefits

 Dec 02, 2024
Once the holiday season kicks into high gear, looking past the festive lights, joyful music, and fun-filled atmosphere can be challenging. But amidst all the excitement, there are many year-end events and deadlines that can have a significant impact on your finances. Consider the following five money moves to end this year on a high note.
What-Happens-if-you-Max-Out-your-Credit-Cards

What Happens If You Max Out Your Credit Cards?

 Dec 01, 2024
Credit cards give you the convenience and freedom to shop practically anywhere, either online or offline, at any given time. However, this type of freedom can also create many financial hardships if not managed responsibly.
Your Partner for Life