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July 2024 Archive for MoneyDig

By: AgFed Credit Union

Welcome to AgFed Credit Union's MoneyDig blog! 

Get confident about your personal finances with a number of articles, tips, advice and more.

Password-Scams

All You Need to Know About One-Time Password Scams

 Jul 30, 2024
A one-time password is a great way to have secure access to an account … until someone scams you into revealing it. Find out about this new scam and how to avoid it!
Which-Home-Imp-Projects-Can-I-Do-Myself

Which Home Improvement Projects Can I Do Myself?

 Jul 26, 2024
Want to remodel but you don’t have the budget for big projects? Read on for some budget-friendly ways to give your home a big upgrade!
Tap-to-Pay

How Do Tap-to-Pay Cards Work and Are They Safe?

 Jul 23, 2024
Tap-to-pay debit and credit cards, have recently revolutionized the way payments are made. As contactless cards become more popular and widely available, many wonder if they’re safer than alternatives, such as EMV-enabled chip cards. While both offer heightened security, tap-to-pay cards include an extra layer of convenience.
Does-Closing-a-Credit-Card

Does Closing a Credit Card Affect Your Credit Score?

 Jul 17, 2024
That moment, when you FINALLY pay off a credit card that has plagued your thoughts and haunted your monthly bottom line for years, or even decades, can be a moment when you want to tell the company good riddance and leave them behind forever. But, is that the right move to make for your credit score?
Engagement-Rings

Best Times to Buy - Engagement Rings

 Jul 11, 2024
An engagement ring is usually one of the biggest jewelry buys you’ll ever make. We’ve got ways to save even on these, though! Read on for details!
5-Ways-to-Pay-Off-a-Loan-Early

5 Ways to Pay Off A Loan Early

 Jul 09, 2024
Want to get out of debt? Who doesn’t? You can take small steps that add up to big interest savings and earlier repayment. We’ve got the info!
Overpayment-Scams

All You Need to Know About Overpayment Scams

 Jul 01, 2024
When you’re selling online, watch for people who send you more than the asking price. It could be an overpayment scam! We’ve got all the details, and how to avoid them and stay safe.
Smart-Ways-to-Fund

Smart Ways to Fund Your Summer Home Makeover

 Jul 01, 2024
With the summer season underway, many homeowners are looking for projects around the house to spruce things up and even increase the value of their homes. Whether you’re looking to enhance your curb appeal, repair a leaky roof, or upgrade your kitchen, deciding how to pay for these projects can be tricky.