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By: AgFed Credit Union

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Get confident about your personal finances with a number of articles, tips, advice and more.

Mothers_Day

Saving on Mother's Day

 May 03, 2022
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Q: I love showing Mom how much she means to me, but with the money spent on a pricey bouquet, a nice gift and dinner out, I’m looking at an awful lot of spending! Is there any way to give Mom a Mother’s Day to remember without it costing a small fortune?

A: If you find yourself overspending on Mother’s Day, you’re not alone. The average American will spend close to $200 this month, all aimed at making Mom feel special. It’s wonderful to show your love and appreciation, but you don’t need to blow your budget to make that happen.

Read on for some low-cost ways to show Mom how much you care.

1.  Give Mom a staycation

Give your mother a day off – at home! Make arrangements for her to be completely free of all housework on her special day. There’s no laundry, cooking or cleaning for her today! Offer to assume the responsibilities of all her daily chores, being sure to tidy up as per Mom’s standards and to prepare all her meals. You can create a homemade gift card entitling the bearer to one full day of all household chores, and present it to Mom in the morning.

Give your mother a small vacation – she deserves it!

2. Go out – for free

Search your neighborhood forums for local attractions that don’t have an admission fee. You might get lucky with an interesting museum or a beautiful overlook point that’s just a small drive away. Otherwise, you can prepare a picnic lunch, bring along some balls and Frisbees, and spend the day at a scenic park together with the whole family. Pack a portable grill and some hot dogs to make it a full-day event!

3. Make some memories

Celebrate Mother’s Day with the most enjoyable trip of all: down memory lane. Spend some time gathering and editing the best home video footage you can find. Include major family milestones and memorable events and/or vacations. Put it all together and present your gift to Mom on her special day. Then, sit back with the rest of the family and reminisce together about the good old times.

On a similar note, you can give Mom the gift of priceless memories by creating a family scrapbook. Use patterned cardstock, your best family photos, ticket stubs and other fun mementos to help Mom remember old times. If Mom’s a grandmother several times over, you can even have each family member – or each grandchild – design his or her own page for Grandma.

4. Look for bargains online

If you can’t get around spending money on Mom’s gift, search for seasonal discounts online before spending a penny. You’ll find excellent Mother’s Day deals on Amazon, Coach, Kohl’s and other major retailers, sometimes as steep as 84% off retail price.

5. Have a family movie night

Spend a relaxing day at home binge-watching Mom’s favorite movies together. Prepare lots of fresh popcorn and all of Mom’s best snacks, pour her a glass of her favorite drink, and get comfy on the couch. Remember: Mom is in charge of the remote! It’s her day, after all.

6. Look for restaurant deals

It’s always cheapest to eat your own home-cooked food, but if you know your mom is looking forward to a dinner out, look for local restaurant deals before deciding on a place to eat. Lots of eateries offer special Mother’s Day deals or even free menu items just for moms.

To keep costs down while still enjoying takeout food, order your dinner in. You’ll save on beverages and service fees without the hassle of preparing your meal. Be sure to set the table with Mom’s best china – and to do the dishes when you’ve finished eating.

7. Go easy on the flowers 

Flowers are always appreciated, but they can cost a bundle! Save on Mom’s bouquet by shopping around for the best Mother’s Day deals. Save even more by purchasing your flowers in the supermarket and arranging them in a vase or pitcher you already have in the house.

8.  Game night

For a fun family activity that puts the focus on Mom, turn your favorite games into Mother’s Day material. Love trivia? Put together a list of random questions about Mom’s life, hobbies and daily schedule and play a super fun game of Trivial Pursuit. Pass around the most hilarious pictures you can find of Mom and let everyone take a stab at guessing when and where they happened. Get creative and host the family game night that Mom will always remember.

Showing Mom how much she means to you doesn’t have to strain your budget at all. With a bit of research and proper planning, you can give Mom some priceless memories she’ll cherish forever.

Your Turn: How do you celebrate Mother’s Day without draining your wallet? Share your best tips with us in the comments!

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