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Auto Loan Special

Unwrap holiday savings when you purchase or refinance your vehicle!

When you finance a new or used vehicle or refinance a current vehicleyou'll receive 0.50% off your rate.^§

Go Ahead -- It's Easy to Apply!

Move into the driver's seat! AgFed is here to help you wherever life takes you.

Apply for a Loan

Available for a limited-time only! Take advantage from November 1st through December 31st.

Try our Auto Buying Center and know what you can afford before you go the dealership! Click here and start shopping now.

You can also try our auto refinance calculator to estimate your monthly payment and see if you can save money by refinancing with us.

§To qualify for the rate discount your applications must be submitted between November 01, 2024, and December 31, 2024, and the loan must be disbursed by January 15, 2025. If refinancing, loan must be transferred from another financial institution. Rate discount offer of 0.50% will be applied based on the applicant's qualified rate. This is a limited time offer. AgFed reserves the right to terminate or amend this and other offers at any time without notice. Certain restrictions and conditions may apply. This offer may not be combined with other offers.

Vehicle Loans

New Cars, Trucks, & Vans**

Model Year	Loan Type	Term	APR ⁽¹⁾as low as
2023 - 2024	Fixed	Up to 36 months	5.14%
2023 - 2024	Fixed	Up to 48 months	5.39%
2023 - 2024	Fixed	Up to 60 months	5.64%
2023 - 2024	Fixed	Up to 72 months	6.49%
2023 - 2024	Fixed	Up to 84 months	7.24%

Example payment: The estimated monthly payment for a $20,000 new auto loan with a 60-month term at a rate of 5.64% APR is $383.31.

Used Cars, Trucks, & Vans**

Model Year	Loan Type	Term	APR (1) as low as
2018 - 2022	Fixed	Up to 36 months	5.64%
2018 - 2022	Fixed	Up to 48 months	6.14%
2018 - 2022	Fixed	Up to 60 months	6.64%
2018 - 2022	Fixed	Up to 72 months	6.99%
2019 - 2022	Fixed	Up to 84 months	7.74%

Example payment: The estimated monthly payment for a $20,000 used auto loan with a 60-month term at a rate of 6.64% APR is $392.63.

Older Used Cars, Trucks, & Vans***

Model Year	Loan Type	Term	APR ⁽¹⁾as low as
2015-2017	Fixed	Up to 60 months	7.49%

Example payment: The estimated monthly payment for a $20,000 older used auto loan with a 60-month term at a rate of 7.49% APR is $400.65.

(1) APR is Annual Percentage Rate. AgFed reserves the right to change the published rate at anytime without advance notice. Rate may vary as it is determined by an evaluation of credit, amount, term and other factors. Term is determined by loan amount. Actual rate may vary. All loans are subject to credit approval.

** New vehicles are the two (2) latest model years, currently 2024 and 2025. Used vehicles are currently 2019 model year to 2023 for terms up 72 months and 2020 model year to 2023 for terms up to 84 months. All advertised Auto loan rates reflect financing at 100% LTV. Financing is available up to 125% with a margin added for LTV between 101% and 125%. The added margin will not exceed 0.50%. Minimum loan amount for a 72 month term is $25,000.00. Minimum loan amount for a 84 month term is $35,000.00

*** Older used vehicles are the 3 oldest model years, currently 2016 to 2018. Financing is limited to $50,000.00 and loan terms cannot exceed 60 months.

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