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Visa Platinum

Life rewards us when we make smart choices and you’ve made another smart one by getting an AgFed VISA Platinum Credit Card. Now, the only difficult choice is which great program you want!

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1. Visa Platinum no Rebate

  • Purchase rate as low as 13.50% APR(1)(4)
  • 0% APR1 balance transfer offer for 15 months*
  • Cash access convenience - create your own PIN to access cash instantly!(5)
  • NO annual fee
  • NO international transaction fee
  • Worldwide purchasing power, wherever VISA® is accepted
  • Travel protection
  • Loan payment protection(3)
  • Credit limits up to $30,000 available

2. Visa Platinum with Rebate

  • Purchase rate of 16.90% APR(1)(2)(4)
  • Up to 1.25% cash rebates on all purchases**
  • 0% APR1 balance transfer offer for 15 months*
  • Cash access convenience - create your own PIN to access cash instantly!(5)
  • NO annual fees
  • NO international transaction fees
  • Worldwide purchasing power, wherever VISA® is accepted
  • Travel protection
  • Loan payment protection(3)
  • Credit limits up to $30,000 available

Credit Card FAQs

VISA Platinum

Loan Type Annual Fee APR(1)
Visa® Platinum with rebates(5) None 16.90%
Visa® Platinum no rebates(2)(5) None as low as 13.50% (Prime + 6.00%)

 

(1) APR is Annual Percentage Rate. Rates effective as of 12/20/2024. All loans are subject to credit approval. Terms and conditions may change; member will be given advanced notice. Certain restrictions and conditions may apply.
 
(2) APR is based on the Prime Rate published in the Wall Street Journal plus or minus a margin and based on evaluation of credit. Your APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate. Prime Rate is 7.50% as of the date above.
 
(3) This is a voluntary payment protection program offered to protect our members and it is not a condition of granting credit.
 
(4) Qualification for a VISA® Classic/Platinum is based on a credit evaluation and other factors. Cardholder agreement will be provided when approved. 
 
(5) Cash advance amount may be limited to your available credit. A 3% transaction fee applies to all cash advance transactions. Please refer to your initial Credit Card disclosures or call (866) 820-5794 for complete details.
 
*Promotional rate is effective as of 12/12/2024 and may change at any time without advance notice. Rate quoted is for balance transfers from non-AgFed accounts only. Rate applicable for 15 months from the first qualifying transaction. Rate will revert to the current VISA® rate after 15 months. APR is based on the Prime Rate published in the Wall Street Journal plus or minus a margin and based on an evaluation of credit. A balance transfer fee of 3% of the dollar amount of balances transferred will apply, or $10, whichever is greater. Limited time offer. AgFed reserves the right to withdraw this offer at any time without notice.
 
**Rebate is based on purchases only and is calculated on net purchases. Rebate amount is automatically credited to your AgFed VISA® account monthly. Account must be open and in good standing to earn and receive rebates. Rebate is non-transferable.
  • 0.50% for net monthly purchases up to the first $1,500.00
  • 1.00% for remainder net monthly purchase over $1,500.00
  • Additional 1.25% on all gas purchases

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