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Visa Platinum

Two Powerful Options. One Trusted VISA® Platinum Card.

Whether you want cash rebates or simple, flexible credit — AgFed’s VISA® Platinum cards come with the global access, protection, and benefits you deserve, all with no annual fee.

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VISA® Platinum

Simple and flexible purchasing power

Purchase rate as low as 13.50% APR⁽¹⁾⁽⁴⁾
0% APR balance transfer offer for 12 months*
NO annual fee or international transaction fees
Cash access convenience — create your own PIN⁽⁵⁾
Worldwide purchasing power
Travel & payment protection options⁽³⁾
Credit limits up to $30,000

VISA® Platinum with Cash Rebates

Earn while you spend — up to 1.25% cash back

Purchase rate of 16.90% APR^(1)(2)(4)
Up to 1.25% cash rebates on all purchases**
0% APR balance transfer offer for 12 months*
NO annual fee or international transaction fees
Cash access convenience — create your own PIN⁽⁵⁾
Travel & payment protection options⁽³⁾
Credit limits up to $30,000

View Credit Card FAQs

VISA Platinum

Loan Type	Annual Fee	APR⁽¹⁾
Visa® Platinum with rebates⁽⁵⁾	None	16.90%
Visa® Platinum no rebates⁽²⁾⁽⁵⁾	None	as low as 13.50% (Prime + 6.00%)

⁽¹⁾ APR is Annual Percentage Rate. Rates effective as of 12/20/2024. All loans are subject to credit approval. Terms and conditions may change; member will be given advanced notice. Certain restrictions and conditions may apply.

⁽²⁾ APR is based on the Prime Rate published in the Wall Street Journal plus or minus a margin and based on evaluation of credit. Your APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate. Prime Rate is 7.50% as of the date above.

⁽³⁾ This is a voluntary payment protection program offered to protect our members and it is not a condition of granting credit.

⁽⁴⁾ Qualification for a VISA® Classic/Platinum is based on a credit evaluation and other factors. Cardholder agreement will be provided when approved.

⁽⁵⁾ Cash advance amount may be limited to your available credit. A 3% transaction fee applies to all cash advance transactions. Please refer to your initial Credit Card disclosures or call (866) 820-5794 for complete details.

^* Promotional rate is effective as of 4/1/2025 and may change at any time without advance notice. Rate quoted is for balance transfers from non-AgFed accounts only. Rate applicable for 12 months from the first qualifying transaction. Rate will revert to the current VISA® rate after 12 months. APR is based on the Prime Rate published in the Wall Street Journal plus or minus a margin and based on an evaluation of credit. A balance transfer fee of 4% of the dollar amount of balances transferred will apply, or $15, whichever is greater and will be reflected as a finance charge. Limited time offer. AgFed reserves the right to withdraw this offer at any time without notice.

^** Rebate is based on purchases only and is calculated on net purchases. Rebate amount is automatically credited to your AgFed VISA® account monthly. Account must be open and in good standing to earn and receive rebates. Rebate is non-transferable.
0.50% for net monthly purchases up to the first $1,500.00
1.00% for remainder net monthly purchase over $1,500.00
Additional 1.25% on all gas purchases

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