What does Agriculture Federal Credit Union do with your personal information?
Why is there a policy?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What types of personal information are shared?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and Account Balances
- Credit card or other debt and income
- Payment history and transaction or loss history
When you are no longer our member, we continue to share your information as described in this notice.
How is your personal information shared?
All financial companies need to share members' personal information to run their everyday business. In the section below we list the reasons financial companies can share their members' personal information; the reasons Agriculture Federal chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information |
Does Agriculture Federal Credit Union share? |
Can you limit this sharing? |
| For our everyday purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus |
Yes |
No |
| For our marketing purposes to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
Yes |
No |
| For our affiliates' everyday business purposes information about your transaction and experiences |
Yes |
No |
| For our affiliates' everyday business purposes information about your creditworthiness |
No |
We don't share |
| For our affiliates to market to you |
No |
We don't share |
| For our nonaffiliates to market to you |
No |
We don't share |
How does Agriculture Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Agriculture Federal Credit Union collect my personal information?
We collect your personal information, for example, when you:
- open an account or deposit money
- pay your bills or use your credit or debit card
- apply for financing
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
What is Agriculture Federal Credit Union's definition of an affiliate?
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include financial companies, such as Credit Union Mortgage Association (CUMA).
What is Agriculture Federal Credit Union's definition of a nonaffiliate?
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Agriculture Federal Credit Union does not share with our nonaffiliates so they can market to you.
What is joint marketing?
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include CUNA Mutual Group's truSTAGE™ and Affinion Insurance Company.
About Geolocation Information
The AgFed Debit CardControl App periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User's selection. End Users can change their location permission at any time in their device settings.