FACTS	WHAT DOES AGRICULTURE FEDERAL CREDIT UNION (AGFED) DO WITH YOUR PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balances credit card or other debt and income payment history and transaction or loss history When you are no longer our member, we continue to share your information as described in this notice.

How?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

Reasons we can share your personal information	Does Agriculture Federal Credit Union (AgFed) share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes – information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?	Call 202-479-2270, toll-free 800-368-3552, or email us at members@agfed.org

 

What we do
How does Agriculture Federal Credit Union (AgFed) protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Agriculture Federal Credit Union (AgFed) collect my personal information?	We collect your personal information, for example, when you open an account or deposit money pay your bills or use your credit or debit card apply for financing We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State law and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include financial companies, such as Credit Union Mortgage Association (CUMA).
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Agriculture Federal Credit Union (AgFed) does not share with our nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance companies.

Other important information

 

Online Privacy Policy

Introduction

The Internet Website Privacy Policy explains how Agriculture Federal Credit Union (AgFed) uses information, how AgFed keeps information private, what systems this affects, and in what circumstances information may be shared.

Information Collection and Usage

First and foremost, AgFed does not gather, collect, or maintain any information about its members that can identify a member as an individual except for such services as the member makes information available. These services include AgFed's online loan application service and AgFed Online, the online account access service. AgFed gathers only information that is necessary to process the member's request.

In other cases AgFed collects general data about the users of AgFed's Internet site for statistical purposes only. The data is viewed in aggregate and is not personally identifying. For example, AgFed collects data on the day of the week and time of day that visitors are coming to the site. AgFed also collects information on how long members are staying on the site and how many members are coming to the site each week. Additionally, AgFed does not share any of this information with groups other than those that have specifically contracted or allied with for the purpose of improving the overall members experience on the website.

AgFed may in some cases make individually identifying information available in the following circumstances:

• where ordered by a court or other legal body;
• where it is lawfully permitted or required;
• where there is an agreement to provide information under contracts to vendors and partners to make products and services available to AgFed members; and
• where the member has requested or consents to the disclosure of information.

In those cases where AgFed discloses information to outside vendors, the Credit Union requires that they use it for no purpose other than providing previously specified services to its members.

Internet Website Privacy Policy covers all services, products, and information on the Agriculture Federal Credit Union website and all servers that provide an Internet presence for Agriculture Federal Credit Union. More information about the limitations on liability for the Agriculture Federal Credit Union website, and all services provides, can be found by reading the Credit Union's disclosures.

Mobile App Collected Information

We may collect information regarding your mobile device such as settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission to access to your mobile device's geolocation data. This information may be collected when you use certain services that are dependent on your mobile device's location (such as the location of an ATM or in store transactions).

Geolocation Tracking

The AgFed Mobile  App periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User's selection. End Users can change their location permission at any time in their device settings.

How We Protect Your Personal Information

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Contact Information

If you have any questions regarding this Privacy Policy, you may contact us via the information provided below: