Basic-Checking-Update-April-2025

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Basic Checking

Simple Checking That Fits Your Life

 

AgFed’s Basic Checking Account is crafted for convenience and control—with no monthly fees, no minimum balance requirements, and full digital access. Basic Checking comes packed with the essentials:

Direct Deposit

Make payday easier. Set up Direct Deposit to securely and automatically receive your paycheck or benefits—no extra steps needed.

Mobile Banking

Deposit checks and manage accounts on your phone

Worldwide ATM Access

Withdraw cash anywhere, anytime

Unlimited Checks

No per-check fees, write as many as needed

24/7 Phone Access

Check balances and activity via phone

Overdraft Protection

Peace of mind from overdraft fees

Order Checks

Order or reorder checks from Online or Mobile Banking. Select your account and click “Order Checks”.

Routing & ACH Info

Use this info to set up automated transfers or deposits:

  • Routing Number: 254074057
  • Account Number: Your AgFed account/member number
  • Account Type: Checking or Savings

Switching is easier than you think. Use our checklist to make the move to AgFed.

See our Switch Checklist

View Checking FAQs