Savings FAQs

The funds will be transferred to your designated account early in November.

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To add a joint owner, complete a new Account Card with a current state-issued ID (i.e. driver's license or passport) for the joint owner and submit it to Member Services or any of our branch locations

To remove a joint owner, the account must be closed and a new account opened.

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You must complete and sign a beneficiary form and either mail or fax it to Member Services or visit any of our AgFed branch locations.

Mailing address:

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A primary savings account (Share Savings) is an insured dividend-paying account that is opened with a minimum of $5.00 and may be added to or withdrawn from as the member chooses.  The Primary Share account represents the member's 'share' in the Credit Union.

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The minimum balance requirement to earn interest on a Primary Share Account is $5.00. 

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Yes, we offer a Holiday Club Account.  Many members have regular deposits going into club accounts. The balance you have saved is automatically deposited to your account in early November.  There is a $10.00 fee per withdrawal for early withdrawals on this account.

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Yes. We have a variety of deposit services including Share Certificates, Money Market Accounts, IRA Shares, IRA Certificates, Asset Builder Certificates, All-Stars and Young Millionaires' accounts and Holiday and Vacation Club accounts.

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Yes, your funds are insured by NCUA.

The National Credit Union Administration (NCUA) is an independent agency of the United States Government.  The NCUA regulates, charters, and insures the nation's federal credit unions and some state chartered credit unions that desire federal insurance and qualify for it.  Credit Unions are banking institutions owned by the members to whom services are available.  Each credit union identifies its membership, primarily according to affiliation with an employer.

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Your money is safe and secure at AgFed with your deposits being insured up to at least $250,000 by the National Credit Union Administration (NCUA).  The NCUA is the federal government regulator and insurer for credit unions.  The insurance they provide protects you against any loss due to the failure of the institution. 

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A minimum of $5.00 is the requirement to open a Primary Share account.  The $5.00 must remain in your share account for the duration of your membership.  If you would like to open one now, please click here to open online or stop in at any of our branch locations.

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We can verify the address the checks were mailed to and confirm the day they were mailed out.  If you have not received them in a reasonable length of time, we can place a stop payment on the ordered checks and reorder them for you.

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