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Money Market Savings

Money Market Savings Account

 

Enjoy flexible savings with a competitive return.

AgFed’s tiered Money Market Savings Account is a smart option for your emergency fund or short-term savings goals. Earn monthly dividends and benefit from flexible access to your funds, whenever you need them.

Monthly Dividends

Earn regular dividends with a competitive, tiered rate structure.

Tiered Yield

Higher balances earn higher dividend rates so you can maximize your savings.

Flexible Access

Manage your account anytime with Online and Mobile Banking.

No Early Withdrawal Penalties

Access your funds freely—ideal for short-term or emergency use.

Federally Insured

Your savings are insured up to $250,000 by the National Credit Union Administration.**

View Money Market FAQs

Money Market Savings

Balance Amount

Dividend

Rate

Frequency APY*
$0 - $2,499 0.05% Monthly 0.05%
$2,500 - $9,999 0.70% Monthly 0.70%
$10,000 - $49,999 0.85% Monthly 0.85%
$50,000 - $99,999 1.04% Monthly 1.05%
$100,000 - $249,999 1.14% Monthly 1.15%
$250,000+ 1.24% Monthly 1.25%

 

Disclosures

*APY is Annual Percentage Yield. Rates are subject to change without notice. Dividends will be compounded and credited monthly. Monthly dividend periods begin on the first day of the calendar month and dividends are paid on the last day of the calendar month. Dividends are calculated based on average daily balance.

There is no minimum balance requirement for Money Market accounts. If the balance in the account falls below $2,500.00, the rate on dividends earned will be based on the current Primary Savings Account rate.

Withdrawals can be made by check, online, debit card, in person, or through any AgFed-owned ATM. The minimum check amount that can be written from a Money Market account is $500.00. It should state on the face of the check that it is not valid for less than $500.00.

**The NCUA is the independent federal agency that administers the National Credit Union Share Insurance Fund. Credit Unions that are federally insured by NCUA offer a safe place for you to save money, with deposits insured up to $250,000 per individual depositor. Visit mycreditunion.gov/share-insurance for additional information.