It's been over 45 years since I became a member. With no credit yet built, I was able to open a savings account, and subsequent CDs and Money Market, which I would continue with, way into my retirement years. Back then, after being a member for only a few years, I mustered up a bit of courage to apply for what would be my first credit card. And AFCU gave me that chance. While I do bank locally (Florida), I always consider AgFed (Washington, DC Branch) as my main bank and the one I've always done most of my main banking with. To this day they are the ones I turn to when needing a loan, car loan, CD, or credit card. It's been very good having kept them in my life. Thank you!
One lucky day as I was looking into my USDA job benefits page, when suddenly I noticed the AgFed Credit Union website link. Right away I started to browse their website and found not only lower interest rates but more loan options in home loans. Soon I decided to call AgFed Credit Union and was convinced to open an account to become a member. Member benefits and customer service proved to be fantastic. Approximately 3 years ago I decided to contact the AgFed mortgage department wanting to refinance my mortgage loan. Refinancing with CUMA through AgFed was an awesome experience super-fast and easy process. I am super glad I chose to contact AgFed Credit Union. I ended up refinancing with cash out and with a lower mortgage payment plus enjoying a record-low 2.375 interest rate. Overall good customer service that deserves to be recognized. I will always recommend AgFed to family and friends.
Dear AFCU (AgFed), little did I know when we met on September 3, 1975, that we would still be together. I had just started working for the US Department of Agriculture, a divorced single mother of two. No banks would take a chance on me. I did some research and found the Agriculture Federal Credit Union. I went to talk with you all. Just like that, you helped me get my first checking account and my first saving account. You have no idea how much this meant to me and my children. When I could afford to get a car I came to you and you gave me my first car. I started my first Christmas savings plan with you in order to have money to buy Christmas presents. Throughout the years, you’ve been there when I needed you for any type of financial assistance. Now I’m 77 years old, retired, and relocated. But I’ve continued with my credit union account even though you don’t have a branch here. I bank electronically and remain grateful for all you’ve done for me. When I’m gone, my son and daughter will be coming to you for my last accounts. Happy anniversary AgFed!
As a young adult, I was working with my parents to build credit as an authorized user on a credit card since I hadn't had anything in my name to that point. However, it was later discovered that I was actually not receiving credit with the bank we chose, which was very disappointing. Fortunately, my mom and I were members of AgFed. She worked with the terrific folks at AgFed to get me a credit card. I was able to responsibly use the card while earning my second degree for simple items, such as gas and groceries, and successfully build my credit history. Because of AgFed, I was able to build a strong credit history, which is still applicable today! With my AgFed credit card being my longest open credit account, it serves as a strong basis for my high credit rating. I am truly grateful to AgFed for providing me the opportunity to develop my credit, particularly when a specific bank indicated it would but did not follow through. Contrary to that bank, AgFed's wonderful culture and interest in helping is top-tier!